Soft pull only Checking your options never touches your credit score

Capital that moves at the speed of your business.

From $5,000 to $2,000,000. Tell us what the money is for, and we'll match you with the right product from our funding network in minutes.

Check my options How it works
Funding match

What's the money for?

Recommended for cash flowBest match
Line of credit

Draw only what you need to cover gaps between paying bills and getting paid, then draw again as you repay.

Typical amount$5K–$2M
Funding speed~24 hours
RepaymentAs you use it
See my Line of credit options
$5K–$2MFunding range
2 minOnline application
24hFastest time to funds
0 ptsImpact on your credit score
Why business owners switch

Everything a bank makes hard, made simple.

One application.
Every product.

Apply once and get matched across six kinds of business funding.

  • Line of credit Matched
  • Term loan Matched
  • SBA loan Reviewing
  • Equipment financing Reviewing

Your score stays put

We only ever use a soft pull, so checking your options has zero effect on your credit.

Credit score change±0

Offers, side by side

Compare amount, cost and payments in one clear view.

Example offers for illustration.

Bank-level security

256-bit encryption on every application and upload.

A real advisor

One person guides you from application to funded.

Products

Find the funding that fits.

Line of credit

A revolving credit line you can draw from whenever you need it. Repay what you use and your available credit refills.

Best forCash flow gaps
How you repayOnly on what you draw
Check line of credit options
A small retail storefront on a city street
How it works

Three steps. No stacks of paperwork.

  1. Tell us about your business

    A two-minute application with only what a funder actually needs to know.

  2. Compare matched offers

    See your options side by side, with an advisor to walk you through each one.

  3. Get funded

    Accept the offer that fits. Funds can land in as little as 24 hours.

The difference

Valorfundingchoice vs. a traditional bank

FeatureValorfundingchoiceTraditional bank
Time to apply2 minutes onlineDays of paperwork
Credit checkSoft pull onlyHard inquiry
Products comparedSix, in one applicationOnly the bank's own
Fastest fundingAs little as 24 hoursOften several weeks
Who helps youOne dedicated advisorWhoever is at the branch
Industries

Funding for the businesses that build Main Street.

Restaurants · Retail · Construction · Trucking · Healthcare · Manufacturing · Salons · Auto repair · E-commerce · Professional services

A restaurant owner smiling in his dining room
Restaurants & hospitality
A small retail storefront on a city street
Retail

Good questions.

Will this affect my credit score?

No. We only use a soft credit pull, which has no effect on your score.

How much can I get?

From $5,000 to $2,000,000, depending on revenue, time in business and the product you choose.

How fast is funding?

Some products fund in as little as 24 hours after approval. SBA and larger loans take longer.

Are you a lender?

No. Valorfundingchoice matches your business with funders in our network. All funding is subject to the funder's approval.

What do I need to apply?

Basic business details, monthly revenue and, for most products, recent business bank statements.

Is there any obligation?

None. Checking your options is free, and you decide whether to accept any offer.

Your next move starts with two minutes.

Check your options with a soft pull. No obligation, no effect on your credit.

Check my options
A business owner standing in her office